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Why we train only on FCA-regulated platforms

Education itself is not regulated. The platform holding your money is. That is why safety is where serious training starts, not where it ends.

By Sam Onigbanjo, founder of Capital Markets Academy and creator of the EIT™ framework · 31 October 2026 · 5 min read
The short answerCapital Markets Academy trains students only on UK-based, FCA-authorised platforms because the regulator sets rules on how those firms treat retail clients and handle their money. Before opening any account, check the firm on the FCA Financial Services Register and the FCA Warning List.

There is no shortage of places to trade. Some are household names, some are new, and some exist mainly to take deposits. From the outside, especially on social media, they can look almost identical. A good chart and a slick app say nothing about who is holding your money or what rules they follow.

That is why, from the first lesson, we train members exclusively on UK-based platforms authorised by the Financial Conduct Authority.

What regulation does, and does not, do

FCA authorisation means a firm must meet the regulator’s standards on how it treats customers, how it handles client money and how it describes risk. For retail clients trading CFDs and spread bets, firms must also apply protections such as limits on leverage, automatic close-out when margin runs low, and protection against losing more than the money in your account.

Regulation does not stop you losing money. Leveraged products are high risk, and most retail accounts trading them lose money. What it does is remove a separate, avoidable risk: dealing with a firm that is not held to any standard at all.

Your strategy deals with market risk. Your choice of platform deals with everything else.

How to check a firm in five minutes

The FCA’s guide on how to check a firm is authorised walks through each step.

Warning signs worth taking seriously

If something feels wrong, stop and check. A legitimate firm will still be there tomorrow.

Key takeaways

Want to build these habits with live coaching and a group that holds you to them?

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Keep reading

EIT FrameworkThe Traffic Light Check: the pre-trade question most traders never askTrading PsychologyWhy the market does not beat most traders

Educational content only. Not financial advice. Trading carries risk of loss. Past performance does not indicate future results.